Pay Nothing for 12 Months - Terms and Conditions
*Q Finance Offer: *No payments and no interest for 12 months (“Payment Holiday”) and no interest for a further 24 months is available on Flexi Payment Plans – offer is ongoing until further notice. Minimum purchase $300. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment Fee. Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required at the end of the Payment Holiday period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a., applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.