Interest Free Finance available at Evo Cycles
PAY NOTHING FOR 12 MONTHS & 36 MONTHS INTEREST FREE! - APPLY NOW

Interest Free Finance Information

Evo Cycles interest free offers give you the option to Ride Now and Pay Later. We have a range of interest free finance terms and providers available from 3-36 months, including a payment holiday option. Simply choose the payment provider that works for you and apply if you don't have an existing card or account.

As long as you pay the full amount before the end of the term you will pay no interest.* Minimum monthly payments are required by all of our finance providers and vary for each transaction. Please see full terms below for details on minimum payments.

Q MASTERCARD / Q CARD

  • 36 Months Interest Free on all purchases over $300* at checkout
  • 3 months interest free on all purchases under $300* with Q Card at checkout
  • 3 months no payments and no interest on all purchases under $300* with Q Mastercard at checkout
  • If you have an existing Q Mastercard or Q Card, simply choose this option for payment at checkout and choose your interest free option at the Q Card Portal.

I would like to apply for a Q Mastercard.

I already have an existing Q Card or Q Mastercard.


VIEW Q MASTERCARD TERMS & CONDITIONS
VIEW Q CARD TERMS & CONDITIONS (existing cards only)

GEM VISA OR GEM CREDITLINE

  • 36 Months Interest Free on all purchases over $750 + when you contact us.
  • Gem Visa: 6 months Interest Free on orders over $250 when you choose Gem at checkout.
  • Gem Creditline: 120 days interest free on orders over $100 when you choose Gem at checkout.

Have an existing Gem Visa or Gem Creditline and want 36 Months Interest Free?

Want 6 months (Gem) or 120 days (Gem Creditline) interest free? Just choose Gem at checkout.


VIEW GEM VISA TERMS & CONDITIONS
VIEW GEM CREDITLINE TERMS AND CONDTIONS

FINANCE NOW

  • 12 Months Interest Free Finance with 36 months to pay§.
  • No minimum spend.
  • A good option for those with limited credit history.
  • Personal Loan

Have an existing Gem Visa or Gem Creditline and want 36 Months Interest Free?


VIEW FINANCE NOW TERMS & CONDITIONS

FINANCE FAQ'S

How do I apply for finance?
Simply choose the Apply Now button above for the finance provider you wish to apply through.

How do I use my existing Q Mastercard, QCard, Gem Visa or Gem Creditline?
Simply choose your card at checkout or contact us for long term Gem / Gem Creditline finance. When you place you order you will be redirected to the QCard portal to choose the interest free option you would like for your purchase.

Who does Evo Cycles use for finance?
We offer finance through Q Mastercard/Qcard, Gem Visa/Gem CreditLine and Finance Now.

How does finance work in-store?
Our sales team can help you with your finance application in-store. Just let them know what you're after and they'll work out a great deal for you!

What are the terms on interest free finance?
Terms vary for each individual Finance contract. Please see the Terms & Conditions above for each finance provider.

STILL HAVE QUESTION ABOUT INTEREST FREE FINANCE?

Call us on 0800 424 537 or email us now sales@evolutioncycles.co.nz


Disclaimer:
*All Finance deals are carried out between the customer and the finance providers.
Evolution Cycles acts as a facilitator between the two parties. All from per week payments indicated on products are only indications of the lowest amount payable per week for the principal amount borrowed and do not account for annual account fees that are charged by finance companies.

**Q Pay Nothing Finance Offer: No payments and no interest for 12 months (Payment Holiday) and no interest for a further 24 months is available on Flexi Payment Plans. Minimum purchase $300. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment Fee ($3 PPSR Q Card only). Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.25% p.a., applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as 19 September 2017, subject to change. Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts - $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard.

***Q Card 36 Months Interest Free available on Flexi Payment Plans and is not available online. Minimum spend $300. Annual account fee of $50 applies. Existing cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms & conditions apply. Rate & fees correct as at 19 September 2017, subject to change. Offer also available on Q Mastercard. New Cardholder Fee applies to new Q Mastercard accounts - $55 Establishment. See qmastercard.co.nz/apply for details on Q Mastercard.

**** Gem Visa and Gem CreditLine 36 Months Interest Free Minimum purchase $750. From no deposit. Amount payable will be shown on your monthly statement. Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa/$50 Gem Creditline) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a Gem Visa/29.95% p.a Gem Creditline) applies to any outstanding balance on the expiry of the interest free period. Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited.

Finance Now Disclaimer: All weekly payments are indicative only and are based on an interest rate of 19.9%pa and include a $2.95 monthly service fee and a $60 establishment fee. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria